Help with Loans at Home 4U Debt

Loans at Home 4U is a Payday Loan Company.

A payday loan is a small, short-term loan. These are often approved immediately and the funds deposited into an account within a short space of time, often as little as an hour. With no credit check, practically anyone can get their hands on a payday loan up to £1000 which they pay back on their next payday or within 30 days.
Payday loan companies offer consumers something that seems like a viable short term solution to their financial worries. While on the face of it a loan like this might seem like a good idea, financial watchdogs such as Which? are warning that payday loan companies are leading their customers into a downward debt spiral which can be almost impossible to get out of.
Payday loan companies make a lot of their money from their high interest rates, which can be higher than 2000%apr. This means that a loan for just £500 can cost an extra £150 in interest. That`s almost £5 for every day of the loan period. Payday loans can prove to be very expensive if you are not able to pay them back in full at your next payday.
At least 45% of people end up ‘rolling over’ their loans at the end of the initial lending period. This results in huge roll over fees, with extra charges being made for every single letter or reminder that is sent out.
Payday loan companies make their money from creating a cycle of debt that is almost impossible to get out of. They lend money with the full knowledge that the majority of people will not be able to pay it back when it is due and the costs can spiral upwards of several thousands of pounds from the initial borrowing of a small sum.

The Financial Conduct Authority lays out rules and guidelines on how companies can operate in the consumer credit industry and to prevent unfair practices. The FCAs debt collection rules and guidance sets out minimum standards that all authorised companies involved in debt recovery and debt collection must adhere to in order to be considered fit to operate as a debt collector.
Examples of unfair practices include claiming unfair or excessive collection charges, harrassment, misrepresenting enforcement powers (threatening to seize property when lawfully they cannot), bypassing an appointed representative and contacting you directly, threatening legal action when it is unlikely to take place.

If you have a  Loans at Home 4U payday loan and are struggling with the payments click here to contact usor submit your details in the contact form to the right of your screen for instant debt advice.
Contact Humber Debt Solutions – Debt Specialist team today for confidential advice. We may be able help you by arranging a reduced repayment plan to Loans at Home 4U on your behalf and dealing with your debts for you.
As part of our Debt Directory we have listed most of the Payday Loan Companies that operate within the UK, providing you with upto date information on each company. Click the link Payday Loan Debt Directory to view the directory and get information on all or most of the payday loan companies operating in the UK.
You can also post comments and reviews against these Payday Loan companies. Let us know your experience with Payday Loan Companies and post a review yourself at the bottom of the page.
We have provided contact details and company information regarding Loans at Home 4U below

Company Name

Loans at Home 4U
Correspondence Address
49 Huntbach Street
Registered Address
Royal House Princes Gate
Homer Road
West Midlands
B91 3QQ
Reg Company Number
Parent Company
SD Taylor
Consumer Credit Licence
Graham Derek Clifford Coombs
Direct Postal Address
Narrow Lane
West Midlands
B95 5HW
Mr Christopher Hugh Redford
Direct Postal Address
Evening Hall
Dorsington Road Pebworth
Stratford Upon Avon
CV37 8XD

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