Help with Studio Debt

June 1, 2012 No Comments

Studio are a Store Card / Catalogue Company.

Many major retailers offer a form of credit card called a store card, which you can only used within that particular shop or retail group.

Store cards can be a useful means of buying from a particular shop as they often come with special introductory offers giving you discounts on your first purchases or store card points per purchase which can be redeemed against purchases to provide future discounts.

However, store cards can work out to be expensive if you do not pay the balance in full, they come with interest rates that are usually higher than credit cards.

Catalogues are another means of purchasing goods on credit. They offer a mail order service that offers promotional / introductory discounts for your first order.

Catalogue or Mail Order companies usually offer a buy now pay later scheme that allows you to repay your order in full within a specified amount of time interest free. This interest free period is usually no more than 28 days.

You can then usually spread the cost over 12 months.

Catalogues can have high interest rates with some companies charging in excess of 39.9% APR.

Should you fall into arrears with Studio, miss a payment or exceed your credit limit you will usually be charged and if these charges are not cleared on your next statement extra interest will accrue which will make it more difficult to pay off the debt.

If you have a store card or catalogue and are struggling with the payments click here to contact us or submit your details in the contact form to the right of your screen for instant debt advice.

Contact our Debt Specialist team today for confidential advice. We may be able help you by arranging a reduced repayment plan with Studio on your behalf and help to deal with your debts for you.

The Financial Conduct Authority lays out rules and guidelines on how companies can operate in the consumer credit industry and to prevent unfair practices. The FCAs debt collection rules and guidance sets out minimum standards that all authorised companies involved in debt recovery and debt collection must adhere to in order to be considered fit to operate as a debt collector.

Examples of unfair practices include claiming unfair or excessive collection charges, harrassment, misrepresenting enforcement powers (threatening to seize property when lawfully they cannot), bypassing an appointed representative and contacting you directly, threatening legal action when it is unlikely to take place.

As part of our Debt Directory we have listed most of the store card or catalogue companies that operate within the UK, providing you with upto date information on each company. Click on the following link to find the Store Card and Catalogue Debt Directory.

If you are experiencing problems with store card or catalogue debt click here to contact us.

We have listed contact details and company information for Studio below.

Company Name
Studio
 
Company Address
Preston
PR0 2BP
Reg Company Number
718151
Parent Company
Express Gifts Ltd
Consumer Credit Licence
348351
Website
Director
Philip Binns Maudsley
Direct Postal Address
Upper Isles Farm
Leeming
Oxenhope
Keighley
West Yorkshire
BD22 9QF
Company Director
Richard Christopher Reeve
Direct Postal Address
Lyngarth
Bowden Avenue
Pleasington
Blackburn
BB2 5JJ
Director
Charles Nigel Clark
Direct Postal Address
Everton House
Old Post Office Street
Everton
Doncaster
South Yorkshire
DN10 5BE
Company Director
Ivan Joseph Bolton
 
Direct Postal Address
Bracken Hill
Odda Lane
Hawksworth
Leeds
LS20 8NZ
Buying Director
John Harold Mason
Direct Postal Address
387 Aigburth Road
Liverpool
L17 6BH
Operations Director
David Ian Sanderson
Direct Postal Address
35 Fielding Lane
Oswaldtwistle
Accrington
Lancashire
BB5 3BE
Company Director
Christopher David Hinton
Direct Postal Address
31 Elm Road
Manchester
M20 6XD
Marketing Director
Garry Lunn
Direct Postal Address
233 Portland Street
Southport
Merseyside
PR8 6LX
Customer & Credit Director
Nasser Malik
Direct Postal Address
23 Baslow Grove
Bradford
West Yorkshire
BD9 5JA
Financial Director
Mark Whittaker
Direct Postal Address
11 Pendle Drive
Whalley
Lancashire
BB7 9JT