Help with Royal Bank of Scotland – Credit Card Debt

May 3, 2012 No Comments

Royal Bank of Scotland – Credit Card is a Credit Card Company.

A Credit Card is a card issued by a financial company allowing the customer to use it as a means of payment at the point of sale of goods and products.

Credit cards allow the borrower a line of unsecured credit with a pre agreed credit limit. Credit Cards charge interest and are usually used as a form of short term borrowing.

The interest charged by credit card companies vary with low interest rates of 6.9% apr and high rates in excess of 40% apr in some cases

Credit Card companies entice customers to obtain a card with them by using introductory rates and promotions, often with interest free periods. However, should you fall into arrears, miss a payment or exceed your credit limit on a credit card debt you will usually be charged and if these charges are not cleared on your next statement extra interest will accrue which will make it more difficult to pay off the debt.

If you have a credit card with Royal Bank of Scotland – Credit Card or any other credit card debt and are struggling with the payments contact usor submit your details in the contact form to the right of your screen for instant debt advice.

Contact our Debt Specialist team today for confidential advice. We may be able help you by arranging a reduced repayment plan to Royal Bank of Scotland – Credit Card on your behalf and help to deal with your debts for you.

The Financial Conduct Authority lays out rules and guidelines on how companies can operate in the consumer credit industry and to prevent unfair practices. The FCAs debt collection rules and guidance sets out minimum standards that all authorised companies involved in debt recovery and debt collection must adhere to in order to be considered fit to operate as a debt collector.

Examples of unfair practices include claiming unfair or excessive collection charges, harrassment, misrepresenting enforcement powers (threatening to seize property when lawfully they cannot), bypassing an appointed representative and contacting you directly, threatening legal action when it is unlikely to take place.

As part of our Debt Directory we have listed most of the credit card companies including that operate within the UK, providing you with upto date information on each company. You can find this information here Credit Card Company Debt Directory.

If you are experiencing problems with Royal Bank of Scotland – Credit Card Credit Card debt contact us today.

We have provided Royal Bank of Scotland – Credit Card Contact Details and Company Information below.

Company Name
Royal Bank of Scotland – Credit Card

Correspondence Address
Po Box 5747
Southend-On-Sea
SS1 9AJ

Registered Address
36 St Andrew Square
Edinburgh
EH2 2YB

Reg Company Number
SC090312
Parent Company
The Royal Bank Of Scotland Public Ltd Company
Consumer Credit Licence
0176720
Website
Company Director
Stephen Alan Michael Hester
Direct Postal Address
36 St Andrews Square
Edinburgh
Midlothian
EH2 2YB
Company Director
Philip Roy Hampton
Direct Postal Address
36 St Andrews Square
Edinburgh
Midlothian
EH2 2YB
Company Director
Philip Gordon Scott
Direct Postal Address
36 St Andrews Square
Edinburgh
Midlothian
EH2 2YB
Director
Penelope Lesley Hughes
Direct Postal Address
36 St Andrews Square
Edinburgh
Midlothian
EH2 2YB
Director
Joseph Patrick Machale
Direct Postal Address
36 St Andrews Square
Edinburgh
Midlothian
EH2 2YB
Company Director
John McFarlane
Direct Postal Address
36 St Andrews Square
Edinburgh
Midlothian
EH2 2YB
Company Director
Colin Alexander Mason Buchan
Direct Postal Address
36 St Andrews Square
Edinburgh
Midlothian
EH2 2YB
Company Director
Brendan Robert Nelson
Direct Postal Address
36 St Andrews Square
Edinburgh
Midlothian
EH2 2YB
Company Director
Arthur Frederick Ryan
Direct Postal Address
36 St Andrews Square
Edinburgh
Midlothian
EH2 2YB
Company Director
Alexander Maxwell Crombie
Direct Postal Address
36 St Andrew Square
Edinburgh
EH2 2YB