Help with Comet – Store Card Debt

June 7, 2012 No Comments

Comet – Store Cards are a Store Card / Catalogue Company.

 Many major retailers offer a form of credit card called a store card, which you can only used within that particular shop or retail group.

 Store cards can be a useful means of buying from a particular shop as they often come with special introductory offers giving you discounts on your first purchases or store card points per purchase which can be redeemed against purchases to provide future discounts. 

However, store cards can work out to be expensive if you do not pay the balance in full, they come with interest rates that are usually higher than credit cards. 

Catalogues are another means of purchasing goods on credit. They offer a mail order service that offers promotional / introductory discounts for your first order.

Catalogue or Mail Order companies usually offer a buy now pay later scheme that allows you to repay your order in full within a specified amount of time interest free. This interest free period is usually no more than 28 days. 

You can then usually spread the cost over 12 months. 

Catalogues can have high interest rates with some companies charging in excess of 39.9% APR. 

Should you fall into arrears with Comet – Store Cards, miss a payment or exceed your credit limit you will usually be charged and if these charges are not cleared on your next statement extra interest will accrue which will make it more difficult to pay off the debt. 

If you have a store card or catalogue and are struggling with the payments click here to contact us or submit your details in the contact form to the right of your screen for instant debt advice. 

Contact our Debt Specialist team today for confidential advice. We may be able help you by arranging a reduced repayment plan with Comet – Store Cards on your behalf and help to deal with your debts for you. 

The Financial Conduct Authority lays out rules and guidelines on how companies can operate in the consumer credit industry and to prevent unfair practices. The FCAs debt collection rules and guidance sets out minimum standards that all authorised companies involved in debt recovery and debt collection must adhere to in order to be considered fit to operate as a debt collector.

Examples of unfair practices include claiming unfair or excessive collection charges, harrassment, misrepresenting enforcement powers (threatening to seize property when lawfully they cannot), bypassing an appointed representative and contacting you directly, threatening legal action when it is unlikely to take place.

As part of our Debt Directory we have listed most of the store card or catalogue companies that operate within the UK, providing you with upto date information on each company. Click on the following link to find the Store Card and Catalogue Debt Directory. 

If you are experiencing problems with store card or catalogue debt click here to contact us

We have listed contact details and company information for Comet – Store Cards below.

 

Company Name
Comet – Store Card
 
Correspondence Address
Financial Solutions Department
Po Box 700
Leeds
LS99 2BD
Reg Company Number
2294747
 
Parent Company
Santander Cards UK Limited
 
Consumer Credit Licence
265029
 
Website
www.comet.co.uk
 
Director
Ramon Tellaeche Bosch
 
Direct Postal Address
Playa De Castrourdiales 28
28669 Boadilla Del Monte
Madrid
Spain
 
Director Cards
Callum Hamish Gibson
 
Direct Postal Address
56 Avenida De Monte Alina
Monte Alina
Poluelo De Alarcon
Madrid
28223
Spain
 
Managing Director
Roger Vincent Lovering
 
Direct Postal Address
2 Foxhanger Gardens
Woking
Surrey
GU22 7BQ