Personal loans are loans that a bank or other lender makes that are not secured against any asset such as your property. They’re also known as unsecured loans.
A loan is a financial contract in which one party – the lender – agrees to give another party – the borrower – a specific amount of money, to be paid back monthly over a set period of time.
There will also be interest payments at an agreed rate, and sometimes additional charges for the administration of the loan. The terms and conditions of a loan will vary from lender to lender, but will be specified in the contract.
The borrower must adhere to the repayment terms stated in the contract – especially repayment dates and interest rates.
If you are already struggling to pay your bills and repay our debts, you shouldn’t take on extra debt such as a personal loan.
If you have a personal loan with Avant Credit, Loans and Finance and are struggling with the payments click to contact us or submit your details in the contact form to the right of your screen for instant debt advice.
Contact our Debt Specialist team today for confidential advice. We may be able help you by arranging a reduced repayment plan on your behalf and dealing with your debts for you.
As part of our Debt Directory we have listed most of the Loan Companies, Personal Loan and Finance Companies that operate within the UK, providing you with up to date information on each company and details can be found here Personal Loan and Finance Company Debt Directory.
AvantCredit is a trading name of AvantCredit of UK, LLC.
AvantCredit is a UK establishment of AvantCredit of UK, LLC, a Limited Liability Company incorporated in the United States.
Registered at Companies House with UK establishment number BR017867. Headquarters: 222 N. LaSalle St, Suite 1700, Chicago, Illinois, USA 60601.
Registered address and correspondence address: Liberty House, 222 Regent Street. London. W1B 5TR.
Authorised and regulated by the Financial Conduct Authority. Firm Reference Number is 727347.
Registered with the Information Commissioner’s Office in compliance with the Data Protection Act 1998. Our registration number is ZA001503