Personal loans are loans that a bank or other lender makes that are not secured against any asset such as your property. They’re also known as unsecured loans.
A loan is a financial contract in which one party – the lender – agrees to give another party – the borrower – a specific amount of money, to be paid back monthly over a set period of time.
There will also be interest payments at an agreed rate, and sometimes additional charges for the administration of the loan. The terms and conditions of a loan will vary from lender to lender, but will be specified in the contract.
The borrower must adhere to the repayment terms stated in the contract – especially repayment dates and interest rates.
If you are already struggling to pay your bills and repay our debts, you shouldn’t take on extra debt such as a personal loan.
If you have a personal loan with Argos Loans with Creation Finance and are struggling with the payments click to contact us or submit your details in the contact form to the right of your screen for instant debt advice.
Contact our Debt Specialist team today for confidential advice. We may be able help you by arranging a reduced repayment plan on your behalf and dealing with your debts for you.
As part of our Debt Directory we have listed most of the Loan Companies, Personal Loan and Finance Companies that operate within the UK, providing you with up to date information on each company and details can be found here Personal Loan and Finance Company Debt Directory.
Argos Limited is an Appointed Representative of Home Retail Group Insurance Services Limited (HIS). HIS are authorised and regulated by the Financial Conduct Authority and acts as a credit broker and not as a lender.
Registered Office: Avebury, 489-499 Avebury Boulevard, Milton Keynes, United Kingdom, MK9 2NW (England – Company number 05863533)
Creation Consumer Finance Limited is authorised and regulated by the Financial Conduct Authority (Registration Number 433093) as a credit provider.
Registered Office: 6th Floor, Royston House, 34 Upper Queen Street, Belfast BT1 6FD (Northern Ireland – Company Number NI032565).