Who are 1st Credit?
1st Credit Ltd are a debt collection company that specialise in collecting payments of debts owed by individuals or businesses. They collect debts on behalf of companies like Lloyds Bank, Vanquis, Halifax, Tesco and the like.
If they are calling you, it is likely they have been assigned a debt from a company that you owe money to.
If you have been contacted by them, you have to make a decision on how to deal with them.
Do you actually owe them any money?
1st Credit Ltd are just a debt collection agency, and therefore have to provide clear evidence that you owe the money.
Just because they keep calling or are writing you letters stating that you owe them money, does not mean you actually do. YOU MUST CHECK!
How old is the debt they are collecting?
It could be statute barred, which means you no longer owe it.
If you do owe them money then do not enter into an agreement with them before you have taken advice.
This will make sure that they can prove that you actually owe the debt, and if so, that you get an agreement which is affordable for you.
Too often people are pressurised into paying the amount the debt collection agency want them to pay, even if they really can’t afford to pay that much each week or month.
Our experts deal with 1st Credit Ltd every day, and can quickly help you determine if the debt is statute barred, in which case you won’t have to pay anything.
If you do owe the money then we can also give you a FREE financial assessment, which you can then send to 1st Credit Ltd.
This will make sure that if you do owe them money you only enter an agreement to repay on YOUR TERMS, at a rate you CAN AFFORD, rather than the one they may suggest.
Even if you have already entered an agreement with them, we may still be able to help you if you are struggling with the current payments.
Stop the letters & calls
Fed up of constant letters and calls! Do you even owe them? FREE check to stop the calls & collection action NOW.
1st Credit Ltd Contact Details:
Numbers they call from:
Please note that we are not associated with 1st Credit Ltd in any way. The information on this page is provided to help people contact their creditors.
If you’re finding it difficult to make your monthly payments to 1st Credit you may need help looking at your budget and managing your debt. We deal with such companies all day, every day and we know exactly how to approach them. If you’re struggling to repay a debt and would like us to deal with 1st Credit on your behalf, or simply need a bit of advice, just click on the GET HELP NOW button below.