Personal Loan Companies that we help with – Personal Loan Debt Directory
A Personal Loan is a type of credit provided to an individual for making a personal purchase or for debt consolidation.
With a personal loan you can usually borrow upto £25,000 with fixed monthly payments over a fixed term usually no more than 10-15 years. This way you know, how much your borrowing, how much your paying back and exactly how long it will take you to pay off the loan debt.
As the debt is ‘unsecured’ this means there is higher risk to the creditor and therefore the interest rates are usually higher than a secured loan. The interest you pay will vary from lender to lender and will be dependant on your credit rating. Generally, the better your credit rating the better the interest rates will be.
If you have adverse credit you may find it difficult to obtain a personal loan or it may be very expensive to borrow.
If you have applied for a Debt Consolidation Loan but have been refused you may wish to consider a Debt Management Plan or other debt solution.
If you have a personal loan debt and are struggling with the payments click here or submit your details in the contact form to the right of your screen for instant debt advice.
Contact our Debt Specialist team today for confidential advice. We may be able help you by arranging a reduced repayment plan on your behalf and dealing with your debts for you.
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The OFT lays out guidelines on how companies can operate and to prevent unfair practices. The OFT’s Debt collection guidance sets out minimum standards that all licence holders involved in debt recovery must adhere to in order to be considered fit to hold a consumer credit licence.
Examples of unfair practices include claiming unfair or excessive collection charges, harrassment, misrepresenting enforcement powers (threatening to seize property when lawfully they cannot), bypassing an appointed representative and contacting you directly, threatening legal action when it is unlikely to take place.
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As part of our Debt Directory we have listed most of the Personal Loan Companies that operate within the UK, providing you with upto date information on each company.
Humber Debt Solutions Ltd
Tel 0800 915 5371 or call from mobiles 01482 585017
Email info@humberdebt.co.uk
