Loan Companies and Personal Loan Debt that we help with

Personal loans are loans that a bank or other lender makes that are not secured against any asset such as your property. They’re also known as unsecured loans.

A loan is a financial contract in which one party – the lender – agrees to give another party – the borrower – a specific amount of money, to be paid back monthly over a set period of time.

There will also be interest payments at an agreed rate, and sometimes additional charges for the administration of the loan. The terms and conditions of a loan will vary from lender to lender, but will be specified in the contract.

The borrower must adhere to the repayment terms stated in the contract – especially repayment dates and interest rates.

If you are already struggling to pay your bills and repay our debts, you shouldn’t take on extra debt such as a personal loan.

 

The Financial Conduct Authority lays out rules and guidelines on how companies can operate in the consumer credit industry and to prevent unfair practices. The FCAs debt collection rules and guidance sets out minimum standards that all authorised companies involved in debt recovery and debt collection must adhere to in order to be considered fit to operate as a debt collector.

Examples of unfair practices include claiming unfair or excessive collection charges, harassment, misrepresenting enforcement powers (threatening to seize property when lawfully they cannot), bypassing an appointed representative and contacting you directly, threatening legal action when it is unlikely to take place.

If you have a personal loan or any other type of finance and are struggling with the payments click to contact us or submit your details in the contact form to the right of your screen for instant debt advice.

Contact our Debt Specialist team today for confidential advice. We may be able help you by arranging a reduced repayment plan on your behalf and dealing with your debts for you.

As part of our Debt Directory we have listed most of the Loan Companies that operate within the UK, providing you with upto date information on each company.

 

Fleximize
Folk 2 Folk
Funding Circle
George Banco
Giffgaff Money
Glenside Finance
Growth Street
Guarantor My Loan
Halifax
Hitachi
HSBC
Ikano Bank
Iwoca
Just Cash Flow
LDF
Lendable
Lendfair Ltd
Lending Works
Lending Crowd
Liberis
Likely Loans
Little Business Loans
Lloyds Bank
M&S Bank
Market Invoice
MASA Loans
Masthaven
Metro Bank
Midland Credit
My Car Credit
My Community Bank
Nationwide
Natwest
Norton Finance
Nucleus
Oakham
Ocean Finance
On Stride Financial
Opal Loans
Paragon Personal Finance
Peer Funding
Places for People Financial Services
Post Office
Prestige Finance
Progressive Money
Quid Cycle
RAC
Ratesetter
Rebuildingsociety.com
Royal Bank of Scotland
Saga
Sainsbury’s Bank
Santander
Shawbrook Bank
Smile
Spotcap
Spring Finance
Startup
Step One Finance
Suco
Tesco Bank
TFS Loans
The Co-operative Bank
Together Loans
Trust Two
TSB
UK Credit
UK Trust Loans
Ulster Bank
United Trust Bank
Very
Wesleyan Bank
Whatcredit
Yes Growth
Yorkshire Bank
Zopa
Zuto

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